Property Insurance Claims
We will help you get the compensation you deserve in all these property insurance claims.
Florida is no stranger to natural disasters. Hurricanes, floods, tornados, heat waves, hail, wind and rainstorms—the elements can be brutal here. Not to mention so can plumbing leaks, water losses, roof leaks, theft, vandalism, and other unfortunate events. And as any local property owner knows, Florida’s weather can wreak havoc on one’s home and land. Not to mention so can theft, vandalism, and other unfortunate events. This is why we have dedicated our entire practice to property insurance claims. Your home is important to you, and when your insurance company doesn’t come through when it should, you deserve other options.
Hurricane or Windstorm Damage
Contemplating the huge payouts to adjust the high volume of incoming claims after a hurricane, insurance companies can delay adjustment or payment of your claim. They can also search for any conceivable reason to deny payment. Do not fall victim to these tactics—allow us to step in and fight for the repairs and restoration you deserve, so you can focus on the health and happiness of your loved ones after a traumatic storm passes.
Water Damage
Insurance companies will often look for loopholes in the terms and conditions to justify a complete denial on these claims, or state that only parts of the potentially grotesque damage to your property actually resulted from the “covered loss” to justify a low-ball payment. We will take action quickly when we see the presence of water damage, which can have potentially serious consequences if left unrepaired, so that you can walk into a clean property after a long day and breathe easily.
Roof Leaks
We will assist you in evaluating the fair and objective value of the damage, and what it would take to restore your roof. We will also examine your policy to see if you are owed additional compensation for interior or structural damage, or living expenses if you need to move out of your home while repairs take place. Let us address any deficiencies in your roofing system before they escalate and wreck havoc to the walls and ceilings of your property. Let us help you feel secure beneath a dependable roof fast.
Fire Damage
We have seen fires strike in kitchens, garages, and bedrooms, and we know how traumatic a single flame can become. Let us extinguish the smoke and stress that follow a fire in your property, and advocate on your behalf when an insurance company does not pay what you need to repair the damage.
Plumbing Failures
A plumbing failure can obligate your insurance company to pay for a complete replacement of your pipes, through extensive trenching that may force you to replace your flooring and baseboards, among other interior damages. We will be there to evaluate whether your insurance company is contractually required to restore your plumbing system or interior damages. We will fight on your behalf, so that your safety and sanity are promptly restored too.
We have been helping Florida policyholders since 2016.
As a former defense attorney, Samuel witnessed insurance companies routinely underpay claims and find any reason to deny coverage. The Law Offices of S.J.C. is a full-service insurance law firm that helps Floridians resolve complicated and contentious property insurance claims. While we can't prevent natural disasters and other mishaps from damaging or destroying your property, we can help you with everything that comes after. Our Miami legal team possesses the resources, know-how, and drive to ensure your insurance company upholds their end of your mutual policy agreement and pays you the fair compensation you rightfully deserve.
Samuel J. Cili, Esq.
Samuel was born and raised right here in south Florida. Samuel balances a litigation style that is equal parts aggressive, courteous, and honest. Samuel is one of only a few who has successfully litigated claims though Trial. He practices throughout South Florida in Miami-Dade, Broward, West Palm Beach, Monroe, Lee, Martin, Hillsborough counties, amongst others. He has managed attorneys handling hundreds of insurance claims for one of Florida’s largest insurance carriers, and personally negotiated over a million dollars worth of property insurance claim settlements.
